On Tuesday, Senate Democrats secured the three Republican votes necessary to give them the the 60 votes needed to pass financial regulatory reform. But is this a bill worth supporting? How will it impact your access to credit? How much power will the government have over businesses? And why did Democrats refuse to address Fannie Mae, Freddie Mac and the causes of the mortgage meltdown in this legislation? We ask New Jersey Rep. Scott Garrett, a member of the House Financial Services Committee and a conferee on the revised financial regulatory reform bill.