Greg Corombos of Radio America and Jim Geraghty of National Review applaud Marco Rubio for slipping language into a recent spending bill that makes it much tougher for the government to bail out health insurers, which may provide an opportunity soon to change the system. They also discuss a newly released email suggesting the Pentagon did have a military response ready to deploy to the Benghazi attacks. And they shake their heads as Bernie Sanders ducks questions on ISIS.